Brazil Fixed Income Simulator

Discover how much your money could grow before you invest.

Simulate Brazilian fixed-income investments and visualize your wealth growth over time. Compare CDB, RDB, LCI, LCA, Brazilian Treasury Direct (Tesouro Direto), Tesouro Selic, and savings accounts using different interest rates, investment periods, and monthly contribution scenarios.

See how different interest rates, investment terms, and recurring contributions can affect your returns before investing in Brazilian fixed-income products.

Key Features

• Compare the most popular Brazilian fixed-income investments;
• Simulate CDB, RDB, LCI, LCA, Brazilian Treasury Direct (Tesouro Direto), Tesouro Selic, and savings accounts;
• Compound interest calculator;
• Short, medium, and long-term investment simulations;
• Set an initial investment and monthly contributions;
• Adjust SELIC, CDI, IPCA, and savings account rates;
• Choose the investment period;
• View estimated returns and portfolio growth;
• Analyze different investment scenarios before investing.

Ideal For

• Beginners who want to start investing;
• Investors comparing fixed-income options;
• Personal finance and financial planning;
• Students learning about investing;
• Anyone who wants to estimate investment returns.

Create different investment scenarios by adjusting amounts, interest rates, and investment periods to understand how small changes can impact your long-term results.

Use the compound interest calculator to see how your money can grow over time and compare options such as Tesouro Selic, CDB, LCI, LCA, RDB, and savings accounts in just a few seconds.

All simulations are provided for educational and informational purposes only. They do not constitute financial advice or guarantee future returns. Results depend on the values and parameters entered by the user.

Information Sources

This app uses publicly available information provided by official institutions, including:

Central Bank of Brazil
https://www.bcb.gov.br

Brazilian National Treasury
https://www.tesourodireto.com.br

Brazilian Institute of Geography and Statistics (IBGE)
https://www.ibge.gov.br

These sources may be used as references for configuring investment simulations. Always verify the latest official values before making any financial decisions.

Important Notice

This application is independently developed and is not affiliated with or endorsed by the Federal Government of Brazil, state or municipal governments, the Central Bank of Brazil, the Brazilian National Treasury, or any other government agency.

All trademarks and registered names belong to their respective owners. This application is intended exclusively for educational and financial simulation purposes.

Interest rates such as SELIC, CDI, and IPCA are obtained from publicly available official sources. Always verify the most recent values directly through the official websites before making any investment decisions.